Prime Share Savings Account
$10.00 minimum initial deposit
(one-time $5.00 membership fee - $5.00 minimum
balance). 3 withdrawals per month without charge.
Withdrawals over 3 per month at $1.00 per withdrawal.
$250.00 minimum daily balance to earn interest.
Quarterly statement rendered.
Share Draft Account
A checking account that requires only a $20.00 initial deposit. No
minimum daily balance. No per item fees. No monthly
service charge. Automatic overdraft protection from
Prime Share Savings Account. Monthly statement rendered.
Share Asset Account
A checking account that requires a $250 minimum deposit. No per item fees. No monthly
service charge, with maintenance of minimum daily balance
to earn dividends. Automatic overdraft protection from
Prime Share Savings account. Monthly statement rendered.
Christmas Club Account
$5.00 initial deposit. No limit on additional
deposits. The balance of principle and dividends earned
at maturity will be transferred to Prime Share Savings
account on or after November 1. Account does not
automatically renew. Account may be renewed at your
option. Penalty for early withdrawal is all accrued
dividends and account closed. Quarterly statement
rendered.
Zippy Zebra's A to Z Youth Club
For youths 13 and under.
$2.00 minimum initial deposit.
No membership fee if the parent/guardian is a member.
$2.00 minimum daily balance to earn dividends.
For more information
Share Certificates
MCAS Beaufort FCU offers a
variety of terms and rates. Dividends are paid monthly
or quarterly. If Share Certificate does not exceed one
year, dividends may be paid at maturity. $500 minimum
deposit. View Rates
Individual Retirement Accounts
Three types available:
Traditional IRA, Roth IRA, Education IRA. View Rates
U.S. Savings Bond
U.S. Savings Bonds are a long-term method of saving for the future. They're a
great gift for kids, that helps teach them about saving. Find out more about
U.S. Savings Bonds, such as the different kinds available, and calculating how much your bond is worth.
CU Online Plus / Bill Pay
Convenient online service that allow members to view
transactions, transfer funds between accounts, pay bills
and so much more, without a monthly fee! Learn more or Sign up today.
Accel
FREE to our members, a financial education and counseling program available to answer your questions and concerns regarding your personal finances. Accel helps you re-evaluate your budget, along with review your financial goals, spending plan and future.
Click here for more information.
Or call 1-877-33ACCEL (1-877-332-2235)
Monday through Thursday - 8 a.m. to 10 p.m. (EST)
Friday - 8 a.m. to 7 p.m.
Saturday - 9 a.m. to 1 p.m.
BudgetSmart
BudgetSmart is a new and exciting program that will help you
- Establish A Budget
- Track Spending
- Pinpoint Possible Areas Of Overspending
- And Experiment With 'What If' Scenarios
It's the fast way of getting started on your budget.
Member Loans
MCAS Beaufort FCU provides a
variety of simple interest consumer loans including, but
not limited to:
Signature loans
- Automobile and truck loans
- Recreational and boat loans
- Share and Share Certificate secured loans
Home Loans
Financing on property in
Beaufort County and areas contiguous to Beaufort County,
is available from the credit union at competitive rates
and terms.
VISA® Credit Card
VISA® is accepted at more places throughout the world
than any other credit card. The MCAS Beaufort Federal Credit
Union card offers a 14.9% Fixed Annual Percentage Rate for
Purchases and Cash Advances, No Annual Membership Fee, 25-days
grace period for purchases, and No Cash Advance Fee.
You can also access your account and make payments online.
Apply now and have the freedom to shop at thousands of
locations around the world without the worry of carrying
cash. Contact the credit union today at 843-846-2266 to
receive an application.
To access your Visa Credit Card account and to make payments.
To report a lost or stolen MCAS Beaufort Federal Credit Union Visa Credit Card, please call 1-800-299-9842.
ATM Card
MCAS Beaufort FCU issues ATM
cards that can be used to withdraw cash, receive account
balances and transfer funds within the same account at
any STAR® and CIRRUS® automatic teller machine
world-wide. ATM cards can also be used to pay for
purchases at any retail location where you see the
STAR® sign.
To report a lost or stolen MCAS Beaufort Federal Credit Union ATM Card, please call 1-800-554-8969.
24-Hour Audio Response
The audio response service is
a free service that allows members to access account
information 24 hours a day. With a touch-tone phone and
personal identification number, members can obtain
account balances, drafts cleared, loan payoffs and make
transfers within the same account.
To access this automated service, dial 843-846-0055. You will be asked to
enter your Member Number and Personal Identification Number (PIN). Please remember
that the PIN for the Audio Response is not the same as the PIN for your ATM,
unless you have chosen to make them the same. Typically there are two separate
numbers for accessing the Audio Response Teller system and an ATM.
If you have forgotten your Audio Response PIN, please visit one of the three
credit union locations to submit a request for a new one. Or send a written request to:
ATTN: Member Service, MCAS Beaufort Federal Credit Union, P.O. Drawer 1227, Beaufort,
SC 29901. Secure information can not be transmitted by phone, fax or email. For
security reasons, member PINs are not maintained at the credit union.
Deposits
- Convenience Night drop for deposit
- ACH Services for collection of funds
- Direct Deposit
- Payroll deduction
Turbo Tax Services
A quick and easy way to file your State and Federal
income taxes online. Why pay more when you don't have to?
Save time and money by electronically sending your returns today.
Visa® Debit Card
Your Visa® Debit Card can be used as an ATM card, or as a Visa
Credit card at thousands of Visa® merchant locations. When you use your
card, the money is automatically withdrawn from your checking account.
It's easier and more convenient than writing a check. And each month
you'll receive a detailed statement of purchases for easy record keeping.
Ask today about how YOU can receive your Visa® Debit Card and Credit Card.
To report a lost or stolen MCAS Beaufort Federal Credit Union Visa Debit Card, please call 1-800-554-8969.
Miscellaneous Services
- American Express Travelers Cheques
- Money Orders
- Commercial Money Orders through Western Union
- Credit Union Money Orders
- Free Notary Service